Question 1

What is PolyMate?

Accepted Answer

PolyMate is a free UPI payment splitting tool. It turns one large payment into a simple, guided sequence of multiple UPI payments. No signup, no wallet, no payment processing.

Question 2

How does PolyMate work?

Accepted Answer

Enter the total amount, choose a split mode (equal, custom, or smart), and PolyMate generates sequential UPI payment links. Each link opens your UPI app for one chunk of the payment.

Question 3

Is PolyMate free?

Accepted Answer

Yes, PolyMate is completely free. There are no hidden charges, no signup fees, and no payment processing fees.

Question 4

Do I need to create an account?

Accepted Answer

No. PolyMate works entirely in your browser. No signup, no login, no data stored on servers. Everything runs locally on your device.

Question 5

What is a merchant QR code on PolyMate?

Accepted Answer

Merchants can generate a static QR code with their UPI ID. Customers scan the QR, enter the amount, and pay. The QR never expires and can be printed or shared.

Merchant QR